South Carolina auto insurance requirements are separated into two laws: the South Carolina Financial Responsibility Laws & the No-Fault Laws. Each law carries its own least insurance requirements.
The least insurance requirements for the South Carolina Financial Responsibility Laws are as follows: $20,000 Property Damage Liability; $20,000 Bodily Injury Liability for one person; & $25,000 Bodily Injury Liability to three or more people.
The South Carolina No-Fault Law is designed to shield yourself as well as your car. The least insurance requirements for the South Carolina No-Fault Laws are as follows: $20,000 Personal Injury Protection & $20,000 Property Damage Liability.
South Carolina automobile insurance requirements are tremendously important. If you do not purchase the minimum automobile insurance requirements in South Carolina, you would not be able to obtain a license plate & register your vehicle. If you drive your car without having proof that you have met the South Carolina vehicle insurance requirements – & subsequently not having a listed vehicle with license plates – you will have to deal with a bulky punishment. When you are caught, your driver’s permit will be suspended for four years. After the deferral period is over, you will be required to pay $250, $350, or $600 – depending on the no. of offense – to have it restored.
Imagine living four years of your adult life devoid of a driver’s license? How would you dig up to work? South Carolina does not offer a hardship permit for such situations, so you would factually not allowed driving at all for four years.
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